• ANNUITIES

    We offer fixed interest (MYGA) and Indexed Annuities (FIA)

    Annuity gains are taxed deferred

    Your accumulated gain is protected from market crashes

    You have the option of guaranteed income for life

    Annuities are a great alternative to Savings accounts, CDs, 401K, 403, SEP.

  • LIFE INSURANCE

    We offer Term and Fixed Index Life Insurance (FIUL) Policies

    Term is short term and typically for 5 or 10 years. The policy expires at the end of the Term.

    FIULs offer fixed index growth, which is tax deferred and and accumulated values are protected from market crashes.

    Loans from the Policy are tax free

    LONG TERM CARE (LTC)

    We offer solutions to cover the high cost of LTC, if needed

    Policies can leverage Annuities or Life Insurance designed for LTC

    Disbursements are tax free.

    DISABILITY INSURANCE (DI)

    We offer policies that protect against loss of income due to disability
    Disabilities can happen for many reasons such as a fall, an accident or an illness (such as Covid)
    You can get a monthly payment of upto 60% of your original income, after a waiting period

  • WHY US?

    We promise to be a trust worthy provider. Integrity and honesty are key values

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    It will be a rational journey not an emotional journey.

    Many other successful sales are 'emotional' sales where someone says 'imagine what would happen...' Our sales are rational sales based on facts and information.

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    We will communicate when needed

    We will communicate as needed and regularly regarding items that need follow up, if you have a concern or claim.

     

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    YOU WILL HAVE A CHOICE OF MULTIPLE CARRIERS

    As an independent Insurance Agent, we provide access to the highest-rated carriers in the industry. We are committed to providing the best service and sales support to our clients

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    We will offer solutions that meet your needs

    This about you! We will find solutions that address your needs or point out a solution that will benefit you or your family. We do not say: fill in the form and we will quote you in minutes, as there may be better options for your needs and we would like to review those with you, prior to you making a decision.

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    No detail is too small

    Some products are complex and we recommend that you make an effort to understand the basics and impactful detail. We will be happy to spend the time to go over this with you, so you understand the pros and cons. Beware of the 'buzzword' sale where someone drops a buzzword and a number claiming their product is better, without making sure you understand what you're paying for in plain English. Many times the 'buzzword' product is not the right fit for you or your needs.

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    We will be transparent

    All solutions have Pros and Cons. We will do our best to point out both Pros and Cons, so you have the information needed to make an informed decision that's right for you.

  • ABOUT US

    Raj Nallathamby

    Raj is the owner and President of Ormond Annuity and Insurance Solutions, also known as ORMONDAIS. Raj completed an MBA at New York University (NYU). He worked for many years as a Vice President of financial systems and products at major Banks. He managed multimillion dollar budgets. During this time, he gained a sound knowledge of financial services, regulatory compliance, information security and risk management. He brings these skills and experience to his new business.

  • Contact Us

    We are licensed in the States of FL, CT and VT. For other states we need to get licensed prior to a consultation. Our main focus is the State of Florida. Let us know the best time to call. We do not share or sell your personal information. See here for our Privacy Policy. Insurance Companies are highly regulated and they all have Privacy Policies that include safeguarding your personal information. Our email is below. Phone (386) 347-0180. Our short name is ORMONDAIS. ORMOND A - I - S

  • Connect With Us

    Make sure to add links to the icons!

    ormondais@outlook.com

    ormondais@outlook.com

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    (386) 347 0180

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    @ANNUITYINSLIFE